Request Call Back

0113 320 6660 or

Your best salesman has a stroke.

WHAT WOULD YOUR BUSINESS DO?

Your systems expert gets cancer.

WHAT WOULD YOUR BUSINESS DO?

Your technical director has a stroke.

WHAT WOULD YOUR BUSINESS DO?

You have a stroke.

WHAT WOULD YOUR BUSINESS DO?

Hurrah! Thanks for that. Someone will be in touch very soon. In the meantime, feel free to read more about our Business Protection Insurance.

You might not need to read this

If you had 12 months off for chemotherapy, would your business make less money? If the answer is no – my business would be fine – great! You don’t need to read the next paragraphs.

If your business would make less money, or even struggle to survive:

READ ON


Cancer could ruin your business!

Your business can insure you, or other key members of your team, so that if one of you is diagnosed with cancer, has a heart attack, stroke, or is paralysed in a car crash, your business gets a lump of money to employ someone else, make up for loss of sales, pay off loans or whatever else is needed to keep your business going.

You don’t want to end up sitting in a consultant’s waiting room, waiting to find out if it is good or bad news, wishing you had been wise before the event. Your death and disease adviser can help you work out what your business needs and then research some different options. You can then decide what you want to do from there.

The shareholder’s spouse

Does your business have more than one shareholder? Can you imagine that shareholder dying? Their shares would normally go to their next of kin, who could sit on your board and make decisions. Alternatively, you could buy the shares off them.

Most shareholders would not choose to sit on the board with a former colleague’s husband or wife, and most people don’t have a spare £100k, £500k, £1m or whatever to buy their shares. Be wise before the event, and fill in your details below. Your death and disease adviser will show you some options to insure your shareholders. You can then decide what you want to do from there.

Money from the tax man

If you work for a large company, you often get four times your salary (or whatever) as a ‘death in service’ benefit. Many company directors of small companies use a ‘death in service’ policy to pay their own personal life cover. The company pays the premiums (an allowable business expense) and their family would get the benefit (the payout) if they were to die.

If you are a company director, and you would like your company to pay your personal life cover, drop a line below to your death and disease adviser, and they can show you the options that are available. You can then decide what you want to do from there.


BE WISE BEFORE THE EVENT

CONTACT US


FAMILY PROTECTION

FIND OUT MORE

IMPERFECT MEDICAL RECORD?

FIND OUT MORE



 

Latest From Death & Disease

The death and disease blog: The serious, the scary and the bizarre!

24 hours

  Imagine you have exactly 24 hours until certain death. There is absolutely no way to change this, but until then you are in perfect health. How would you spend your last day on earth? Quietly with friends and family? Go utterly wild? What would you do? Put your...

The Highwayman’s Choice

 Great to have so many entries – apologies to people who found this a little gruesome. 97% of people chose to be eaten by rats, as there was a tiny chance they might survive. However by a strange quirk of fate, the first answer out of the cauldron this week was...
Top